One white-label platform that runs your entire dealership — inventory, CRM, finance, documents, and your own branded storefront — while sending you pre-approved buyers from the Yody consumer app. Think Shop Pay, but for cars.
Every platform trying to disrupt auto retail is fighting dealers. They all hit the same wall — dealers have the inventory, the licences, the floor plans, and the relationships. You can't win without them. Yody is built on that truth.
Shop Pay lets a buyer store their payment details once and check out instantly at any Shopify store. The Yody Approval Passport does the same thing for auto financing.
A buyer gets pre-approved through Yody's bank partners — TD, RBC, Scotia, CIBC, National Bank, and more. That approval travels with them in the Yody app. When they walk into any enrolled dealership, the deal starts at the handshake, not the credit bureau.
Yody replaces your dealership website, your listing platform, your DMS, and your CRM — all under your own name and domain. Buyers never see "Yody." They see you.
This is exactly how Shopify works. Millions of people shop on Shopify stores every day without knowing Shopify is involved. The merchant owns the brand and the customer. Shopify owns the infrastructure. Yody works exactly the same way.
Tap "How it works" on any card for plain-English detail. No jargon.
Pre-approved, matched to your inventory, and ready. Here's the full journey.
Yody AI runs continuously in the background — surfacing exactly what each person needs to know, exactly when they need to know it. For buyers and dealers alike.
Leasing is the most underserved transaction type in Canadian independent retail. Yody changes that with three connected capabilities.
Right now, dealers can't finance vehicles older than 12 model years or priced under $10,000. Those units sit. They age. They depreciate. They become a problem.
Yody Pay Later changes that entirely. Powered by installment financing — similar to how Clutch partnered with Affirm to handle negative equity — Yody offers BNPL-style payment plans for older and lower-value units that traditional lenders won't touch.
A buyer picks up a 2009 Honda Civic for $6,800. Instead of cash only, they pay $189/month over 36 months. The dealer gets paid in full on day one. The installment partner handles collections. You move the unit and generate F&I income on a car that previously had none.
Shopify Payments was the moment Shopify became indispensable. Merchants stopped duct-taping together Stripe, PayPal, and Square. One system handled everything — and accounting just worked.
Yody Payments does the same for dealers. Every method your customers actually use — Apple Pay, Google Pay, Interac, WeChat Pay for your Chinese-Canadian buyers, credit and debit — all accepted through one integration, reconciled daily, synced to your accounting automatically.
Deposits, down payments, accessories, F&I products — every dollar that flows through your store runs through one system. One statement. One dashboard. No month-end reconciliation nightmare.
When a consumer lists their vehicle on Yody — whether as a trade-in or private sale — enrolled dealers get an exclusive 24–48 hour window to compete for it. The seller watches offers arrive in real time. The best offer wins. No middleman.
CDK was one lock on 15,000 doors. Yody gives every dealer their own lock — isolated at the database level, not just in policy.
Early access dealers get locked-in pricing, zero setup fees, and dedicated onboarding support. We're starting with a limited number of dealers in the Greater Vancouver area.
Shopify didn't ask merchants to trust them — they made it obvious that the merchants who joined first won. The dealers who onboard with Yody early will have the inventory, the data, and the buyer relationships before anyone else.